New Mexico Mortgage FHA & CA FHA Mortgages

Whether trying to get into the home of your dreams or just trying to refinance your existing mortgage, rates are low and the benefits of an FHA Mortgage loan are great:

  • FHA approved lenders are waiting to grant your loan. If you are looking to buy a home, the seller can even pay up to 6 percent of the purchase price to cover the closing cost of the buyer.
  • Relax! In New Mexico Mortgage FHA, your credit scores may not be used by the lender in the approval process, if your credit history is acceptable for the past 12-24 months.
  • New Mexico Mortgage FHA limits origination fees to only one percent of the FHA mortgage amount.
  • With a low downpayment of 3 percent, your monthly mortgage installments are very low. The closing cost can be a part of the loan too... meaning less money out of pocket.
  • You can qualify for CA FHA mortgages even if your income is less or you are facing some financial problems.
  • CA FHA mortgages permits the non-owner occupied co-borrowers to sign on the loan without any consequence. If you are a first time buyer with little credit history, this is a great benefit. You can get a co-signer to help you qualify for your loan. Because the FHA insures the loan, co-signers are at little financial risk if they sign for your mortgage, giving them piece of mind that they wouldn't be stuck paying your mortgage if you couldn't.

Homeownership is the American Dream. With the help of the FHA, your dreams can become a reality. FHA loan has numerous loan programs to help you meet your financial goals. Whether looking for a new home, looking to get a lower rate and payment on an existing mortgage loan or looking to cash out some of the equity in your home for home improvement or debt consolidation, FHA loans can help make your dreams come true.

What are you waiting for? Fill out the form to get New Mexico mortgage FHA & CA FHA mortgages today.

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